Derrick Financial Group is a family operated financial services organization specializing in comprehensive planning for individuals and businesses.  Our mission is to develop long standing relationships with our clients, such that we can offer the best possible support and advice both currently and in the future. 

The planning areas in which we specialize include protection management (insurance and estate planning), financial services, and retirement planning.  Our analysis focuses on client's short, intermediate, and long term goals, while first evaluating the potential roadblocks that could impede progress toward the achievement of their objectives.

Our website offers calculators, market watch information, articles, e-seminars, The Living Balance Sheet® page, and more.  Please use these tools as often as you would like.  Articles, newsletters, etc. are updated monthly to offer information on current trends.  Do not hesitate to contact us with any questions/comments.
Calculators

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

Loan Payoff

How much will it cost to pay off a loan over its lifetime?

Financial IQ Test

Take this quick quiz to find out your Financial IQ

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Newsletters

Understanding the Appeal of Mutual Funds for High-Income Households

Mutual fund ownership increases directly with household income. In fact, 81% of households with incomes of $200,000 or more own mutual funds. What is it about mutual funds that attracts affluent investors?

Be Ready for a Change in Interest Rates

Fluctuating interest rates can be challenging for bond investors who want to reinvest their principal. When rates are low, they may have to accept lower yields; when rates rise when principal is tied up, they may not be able to benefit. One strategy to help manage reinvestment risk is to build a bond ladder.

New Opportunity Under the Federal Gift Tax

The 2010 Tax Relief Act raised the lifetime gift-tax exclusion to $5 million. This means it could be a good time to make the most of tax-free gift transfers. If so, it's important to understand the annual and lifetime gift exemption limits, as well as which gifts might not be subject to them.

For Better, For Worse: Communicating About Retirement

A recent study indicates that couples are not communicating clearly about retirement goals and strategies, even as they approach retirement age. This article offers suggestions to open a dialogue and encourages couples to discuss their retirement needs and desires with each other and with their financial advisor.

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